288 Belvidere AveOxfordNJ07863
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow288 Belvidere Ave, Oxford, NJ, 07863 in Oxford is a solid income-producing rental, 10.38% gross yield, $2,161/mo rent, $380/mo net cash flow on a $249,900 buy. DSCR 1.92 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $69,043 and $2,302/yr in principal reduction project a total cumulative return of $120,209.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 6.2% |
| Monthly Cash Flow | $380 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,161 |
| Total Monthly Debt Service | $1,682 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
1.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07863, Oxford, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,823 (100%) |
| Owner Occupied HU | 1,461 (80.1%) |
| Renter Occupied HU | 224 (12.3%) |
| Vacant Housing Units | 138 ( 7.6%) |
| Median Home Value | $342,288 |
| Average Home Value | $375,447 |
Housing Distribution
Address Breakdown
Residential
1,627
Single Family
1,627
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
1.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07863, Oxford, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,823 (100%) |
| Owner Occupied HU | 1,461 (80.1%) |
| Renter Occupied HU | 224 (12.3%) |
| Vacant Housing Units | 138 ( 7.6%) |
| Median Home Value | $342,288 |
| Average Home Value | $375,447 |
Housing Distribution
Address Breakdown
Residential
1,627
Single Family
1,627
Multi-Family
0
Businesses
76
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: GSMLS
Mls ID: #4029127