28770 Bermuda Bay WAY #204Bonita SpringsFL34134
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 28770 Bermuda Bay WAY #204, Bonita Springs, FL, 34134 in Bonita Springs is narrow, $66/mo net on $2,176/mo rent after the $1,430/mo debt service, but the property operates at break-even-plus, not a loss. At $318,000 with a 8.21% yield, the long-run equity case via 5% appreciation ($87,858 over five years) and $2,929/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.52 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $125,471.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $66 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,176 |
| Total Monthly Debt Service | $1,984 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1996
7,043 sqft lot
$N/A/sqft
No HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1996
7,043 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Darcee Schiering • RE/MAX Hallmark Realty
Mls Name: SWFLMLS
Mls ID: #225064188