2875 Larsen DrCaminoCA95709
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Camino at 2875 Larsen Dr, Camino, CA, 95709 projects strong ROI of 1.93%. Rental yield 1.57%. With 5% annual appreciation, the property builds $663,076 in value over five years. Equity growth combined delivers a projected five-year ROI of 23.13%, translating into $156,837 in total cumulative return on $678,000 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.6% | 6.0% |
| Monthly Cash Flow | $(11,704) | $1,500 |
City averages based on Camino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,143 |
| Total Monthly Debt Service | $13,892 |
| DSCR Ratio | 0.23x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95709, Camino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,541 (100%) |
| Owner Occupied HU | 1,765 (69.5%) |
| Renter Occupied HU | 505 (19.9%) |
| Vacant Housing Units | 271 (10.7%) |
| Median Home Value | $616,007 |
| Average Home Value | $705,778 |
Housing Distribution
Address Breakdown
Residential
1,830
Single Family
1,700
Multi-Family
130
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95709, Camino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,541 (100%) |
| Owner Occupied HU | 1,765 (69.5%) |
| Renter Occupied HU | 505 (19.9%) |
| Vacant Housing Units | 271 (10.7%) |
| Median Home Value | $616,007 |
| Average Home Value | $705,778 |
Housing Distribution
Address Breakdown
Residential
1,830
Single Family
1,700
Multi-Family
130
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bo Feldman • Douglas Elliman
Mls Name: Douglas Elliman
Mls ID: #OC25108751