287 Smith LoopSareptaLA71071
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 287 Smith Loop, Sarepta, LA, 71071 in Sarepta is narrow, $36/mo net on $965/mo rent after the $674/mo debt service, but the property operates at break-even-plus, not a loss. At $150,000 with a 7.72% yield, the long-run equity case via 5% appreciation ($41,442 over five years) and $1,382/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.43 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $59,216.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.0% |
| Monthly Cash Flow | $36 | $600 |
City averages based on Sarepta market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $965 |
| Total Monthly Debt Service | $869 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2015
3.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71071, Sarepta, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,249 (100%) |
| Owner Occupied HU | 860 (68.9%) |
| Renter Occupied HU | 219 (17.5%) |
| Vacant Housing Units | 170 (13.6%) |
| Median Home Value | $111,111 |
| Average Home Value | $143,680 |
Housing Distribution
Address Breakdown
Residential
980
Single Family
958
Multi-Family
22
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2015
3.06 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71071, Sarepta, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,249 (100%) |
| Owner Occupied HU | 860 (68.9%) |
| Renter Occupied HU | 219 (17.5%) |
| Vacant Housing Units | 170 (13.6%) |
| Median Home Value | $111,111 |
| Average Home Value | $143,680 |
Housing Distribution
Address Breakdown
Residential
980
Single Family
958
Multi-Family
22
Businesses
63
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices