28681 W Highway 28GravellyAR72838
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow28681 W Highway 28, Gravelly, AR, 72838 in Gravelly is a solid income-producing rental, 11.42% gross yield, $1,046/mo rent, $385/mo net cash flow on a $109,999 buy. DSCR 2.11 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $30,391 and $1,013/yr in principal reduction project a total cumulative return of $66,421.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.2% |
| Monthly Cash Flow | $385 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,046 |
| Total Monthly Debt Service | $617 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1959
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72838, Gravelly, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 62 (100%) |
| Owner Occupied HU | 38 (61.3%) |
| Renter Occupied HU | 4 ( 6.5%) |
| Vacant Housing Units | 20 (32.3%) |
| Median Home Value | $206,250 |
| Average Home Value | $210,395 |
Housing Distribution
Address Breakdown
Residential
45
Single Family
45
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1959
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72838, Gravelly, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 62 (100%) |
| Owner Occupied HU | 38 (61.3%) |
| Renter Occupied HU | 4 ( 6.5%) |
| Vacant Housing Units | 20 (32.3%) |
| Median Home Value | $206,250 |
| Average Home Value | $210,395 |
Housing Distribution
Address Breakdown
Residential
45
Single Family
45
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices