28671 Martin Rd NEvans MillsNY13637
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 28671 Martin Rd N, Evans Mills, NY, 13637 in Evans Mills at $175,000 earns $1,182/mo in rent and nets $13/mo after the $787/mo payment, a 8.11% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $48,349 over five years. Ziffy Mortgage underwrites this on a 1.50 DSCR without U.S. credit history. With $1,612/yr in principal paydown, total projected return reaches $67,581.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $13 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,182 |
| Total Monthly Debt Service | $1,099 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2006
1.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13637, Evans Mills, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,611 (100%) |
| Owner Occupied HU | 774 (29.6%) |
| Renter Occupied HU | 1,480 (56.7%) |
| Vacant Housing Units | 357 (13.7%) |
| Median Home Value | $221,495 |
| Average Home Value | $221,567 |
Housing Distribution
Address Breakdown
Residential
2,119
Single Family
1,490
Multi-Family
629
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2006
1.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 13637, Evans Mills, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,611 (100%) |
| Owner Occupied HU | 774 (29.6%) |
| Renter Occupied HU | 1,480 (56.7%) |
| Vacant Housing Units | 357 (13.7%) |
| Median Home Value | $221,495 |
| Average Home Value | $221,567 |
Housing Distribution
Address Breakdown
Residential
2,119
Single Family
1,490
Multi-Family
629
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: NYSAMLSs
Mls ID: #S1670703