28661 Jardineras CtValenciaCA91354
INVESTMENT ANALYSIS
Investment Verdict
Solid Income28661 Jardineras Ct, Valencia, CA, 91354 in Valencia is a solid income-producing rental, 8.42% gross yield, $5,015/mo rent, $241/mo net cash flow on a $715,000 buy. DSCR 1.56 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $197,541 and $6,585/yr in principal reduction project a total cumulative return of $309,223.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.0% |
| Monthly Cash Flow | $241 | $300 |
City averages based on Valencia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,015 |
| Total Monthly Debt Service | $4,139 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2019
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91354, Valencia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,500 (100%) |
| Owner Occupied HU | 8,569 (74.5%) |
| Renter Occupied HU | 2,724 (23.7%) |
| Vacant Housing Units | 207 ( 1.8%) |
| Median Home Value | $845,111 |
| Average Home Value | $891,891 |
Housing Distribution
Address Breakdown
Residential
11,286
Single Family
9,842
Multi-Family
1,444
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2019
0.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91354, Valencia, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,500 (100%) |
| Owner Occupied HU | 8,569 (74.5%) |
| Renter Occupied HU | 2,724 (23.7%) |
| Vacant Housing Units | 207 ( 1.8%) |
| Median Home Value | $845,111 |
| Average Home Value | $891,891 |
Housing Distribution
Address Breakdown
Residential
11,286
Single Family
9,842
Multi-Family
1,444
Businesses
68
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Eva Rae Guevara • LPT Realty
Mls Name: CRMLS
Mls ID: #SB25282023