2865 State Route 30SpeculatorNY12164
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Speculator at 2865 State Route 30, Speculator, NY, 12164 listed at $155,000 pairs $1,205/mo rent with a $759/mo payment to leave $170/mo cash flow. Total monthly income runs $1,205/mo, and annual cash flow reaches $2,035/yr on $51,383 cash to close. Return on cash invested measures 23.87% in year one, and rental yield registers 9.33% at a $155,000 basis. Equity gained on principal adds $1,000/yr, and annual property appreciation at 5% supports $42,824 by year five. Five-year ROI tracks 124.77% and total cumulative return in cash totals $64,108. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,205/mo property income relative to a $759/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1956
7,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12164, Speculator, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 742 (100%) |
| Owner Occupied HU | 177 (23.9%) |
| Renter Occupied HU | 34 ( 4.6%) |
| Vacant Housing Units | 531 (71.6%) |
| Median Home Value | $270,652 |
| Average Home Value | $320,113 |
Housing Distribution
Address Breakdown
Residential
11
Single Family
11
Multi-Family
0
Businesses
44
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Listed by: Christy Wilt • ALICIA C MILLER REAL ESTATE INC
Mls Name: NY State MLS
Mls ID: #11440905