2865 Road 30Bird CityKS67731
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play2865 Road 30, Bird City, KS, 67731 in Bird City is priced for appreciation, not yield. Rental yield 1.46%. At $910,000 with a 1.46% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $251,416 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.27) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $28,472.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.5% | 6.0% |
| Monthly Cash Flow | $(4,948) | $5,000 |
City averages based on Bird City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,106 |
| Total Monthly Debt Service | $5,692 |
| DSCR Ratio | 0.19x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
510 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67731, Bird City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 383 (100%) |
| Owner Occupied HU | 200 (52.2%) |
| Renter Occupied HU | 82 (21.4%) |
| Vacant Housing Units | 101 (26.4%) |
| Median Home Value | $119,444 |
| Average Home Value | $150,900 |
Housing Distribution
Address Breakdown
Residential
96
Single Family
96
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
510 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67731, Bird City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 383 (100%) |
| Owner Occupied HU | 200 (52.2%) |
| Renter Occupied HU | 82 (21.4%) |
| Vacant Housing Units | 101 (26.4%) |
| Median Home Value | $119,444 |
| Average Home Value | $150,900 |
Housing Distribution
Address Breakdown
Residential
96
Single Family
96
Multi-Family
0
Businesses
42
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
No similar price properties found nearby.