2862 Highway 43 S, Loretto, TN, 38469 | 3.94% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $870/mo, and a $1,297/mo payment. Purchase price stands at $265,000, and rental yield measures 3.94% with $870/mo rent. Return on cash invested shows 10.12% in year one, and 5% annual appreciation builds toward $73,215 over five years. Five-year ROI reaches 50.11% and total cumulative return in cash records $44,019. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $870/mo property income covering a $1,297/mo payment rather than investor’s personal income.

Manufactured

Built in 1995

1 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 38469, Loretto, TN area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,960 (100%)
Owner Occupied HU	1,485 (75.8%)
Renter Occupied HU	344 (17.6%)
Vacant Housing Units	131 ( 6.7%)
Median Home Value	$211,853
Average Home Value	$252,781