2859 Gardiner LnZephyrhillsFL33541








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Zephyrhills at 2859 Gardiner Ln, Zephyrhills, FL, 33541 uses $135,250 cash to close to unlock $4,673/yr annual cash flow and $389/mo monthly cash flow. Total monthly income runs $3,097/mo, and a $1,997/mo payment keeps the spread at $389/mo. Purchase price stands at $407,995, and rental yield measures 9.11% with $3,097/mo rent. Return on cash invested shows 23.36% in year one, and 5% annual appreciation builds toward $112,722 over five years. Five-year ROI reaches 121.97% and total cumulative return in cash records $164,970. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,097/mo property income covering a $1,997/mo payment rather than investor’s personal income.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33541, Zephyrhills, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,243 (100%) |
| Owner Occupied HU | 10,776 (66.3%) |
| Renter Occupied HU | 2,083 (12.8%) |
| Vacant Housing Units | 3,384 (20.8%) |
| Median Home Value | $242,315 |
| Average Home Value | $271,459 |
Housing Distribution
Address Breakdown
Residential
13,965
Single Family
10,880
Multi-Family
3,085
Businesses
369
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Listed by: Two Rivers Sales Center • D.R. Horton - Tampa North
Mls Name: DR Horton
Mls Provider:
Mls ID: #N/A








