2858 E 90th St UNIT 1908TulsaOK74137
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 2858 E 90th St UNIT 1908, Tulsa, OK, 74137 in Tulsa at $117,000 earns $879/mo in rent and nets $132/mo after the $526/mo payment, a 9.02% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $32,325 over five years. Ziffy Mortgage underwrites this on a 1.67 DSCR without U.S. credit history. With $1,078/yr in principal paydown, total projected return reaches $53,000.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9% | 7.2% |
| Monthly Cash Flow | $132 | $450 |
City averages based on Tulsa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $879 |
| Total Monthly Debt Service | $701 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1981
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74137, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,369 (100%) |
| Owner Occupied HU | 7,612 (61.5%) |
| Renter Occupied HU | 4,108 (33.2%) |
| Vacant Housing Units | 649 ( 5.2%) |
| Median Home Value | $402,007 |
| Average Home Value | $472,856 |
Housing Distribution
Address Breakdown
Residential
11,933
Single Family
10,105
Multi-Family
1,828
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1981
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74137, Tulsa, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,369 (100%) |
| Owner Occupied HU | 7,612 (61.5%) |
| Renter Occupied HU | 4,108 (33.2%) |
| Vacant Housing Units | 649 ( 5.2%) |
| Median Home Value | $402,007 |
| Average Home Value | $472,856 |
Housing Distribution
Address Breakdown
Residential
11,933
Single Family
10,105
Multi-Family
1,828
Businesses
750
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices