28517 Possum Trot RdStoverMO65078
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowMost investment properties struggle to clear the 1.25x DSCR minimum. 28517 Possum Trot Rd, Stover, MO, 65078 in Stover clears it at 2.14, a meaningful distinction for the Ziffy Mortgage DSCR approval process. Rental yield 11.57%. Strong coverage makes approval clean and leaves room for vacancy without breaching underwriting thresholds. Five-year appreciation: $30,115; $1,004/yr in principal equity; total projected return: $16,605.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.2% |
| Monthly Cash Flow | $(440) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,051 |
| Total Monthly Debt Service | $1,448 |
| DSCR Ratio | 0.73x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in N/A
6,969 sqft lot
$N/A/sqft
$9,750 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65078, Stover, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,864 (100%) |
| Owner Occupied HU | 1,346 (47.0%) |
| Renter Occupied HU | 319 (11.1%) |
| Vacant Housing Units | 1,199 (41.9%) |
| Median Home Value | $183,088 |
| Average Home Value | $266,800 |
Housing Distribution
Address Breakdown
Residential
1,976
Single Family
1,976
Multi-Family
0
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in N/A
6,969 sqft lot
$N/A/sqft
$9,750 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 65078, Stover, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,864 (100%) |
| Owner Occupied HU | 1,346 (47.0%) |
| Renter Occupied HU | 319 (11.1%) |
| Vacant Housing Units | 1,199 (41.9%) |
| Median Home Value | $183,088 |
| Average Home Value | $266,800 |
Housing Distribution
Address Breakdown
Residential
1,976
Single Family
1,976
Multi-Family
0
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pamela Chyba • ListWithFreedom.com Inc
Mls Name: LOBR
Mls Provider:
Mls ID: #3577018
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.