285 Silver Moon Dr #72LoganvilleGA30052
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 285 Silver Moon Dr #72, Loganville, GA, 30052 in Loganville is narrow, $166/mo net on $2,784/mo rent after the $1,757/mo debt service, but the property operates at break-even-plus, not a loss. At $390,765 with a 8.55% yield, the long-run equity case via 5% appreciation ($107,961 over five years) and $3,599/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.58 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $159,745.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.8% |
| Monthly Cash Flow | $166 | $1,250 |
City averages based on Loganville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,784 |
| Total Monthly Debt Service | $2,463 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2023
N/A lot
$N/A/sqft
$240 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30052, Loganville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,301 (100%) |
| Owner Occupied HU | 22,354 (79.0%) |
| Renter Occupied HU | 4,851 (17.1%) |
| Vacant Housing Units | 1,096 ( 3.9%) |
| Median Home Value | $378,245 |
| Average Home Value | $422,253 |
Housing Distribution
Address Breakdown
Residential
27,813
Single Family
26,807
Multi-Family
1,006
Businesses
1,775
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2023
N/A lot
$N/A/sqft
$240 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30052, Loganville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,301 (100%) |
| Owner Occupied HU | 22,354 (79.0%) |
| Renter Occupied HU | 4,851 (17.1%) |
| Vacant Housing Units | 1,096 ( 3.9%) |
| Median Home Value | $378,245 |
| Average Home Value | $422,253 |
Housing Distribution
Address Breakdown
Residential
27,813
Single Family
26,807
Multi-Family
1,006
Businesses
1,775
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices