284 Phillips Bluff AvePanama City BeachFL32407








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Panama City Beach at 284 Phillips Bluff Ave, Panama City Beach, FL, 32407 earns $518/mo cash flow from $2,880/mo rent with a $1,673/mo payment. Total monthly income totals $2,880/mo, and annual cash flow totals $6,214/yr on $113,340 capital. ROI tracks 25.39% on current figures, and rental yield reads 10.11% at a $341,900 purchase. Equity gained on principal adds $2,206/yr, and 5% annual appreciation supports $94,461 over five years. Five-year ROI reaches 133.18% and total cumulative return in cash sums $150,951. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $2,880/mo property income instead of your personal income.
Townhouse
Built in 2025
2,000 sqft lot
$N/A/sqft
$1,124 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32407, Panama City Beach, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,951 (100%) |
| Owner Occupied HU | 3,651 (26.2%) |
| Renter Occupied HU | 4,348 (31.2%) |
| Vacant Housing Units | 5,952 (42.7%) |
| Median Home Value | $449,782 |
| Average Home Value | $483,329 |
Housing Distribution
Address Breakdown
Residential
10,160
Single Family
6,283
Multi-Family
3,877
Businesses
760
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Listed by: Eric Weisbrod • DR Horton Realty of Emerald Coast, LLC
Mls Name: CPAR
Mls Provider:
Mls ID: #775865
Disclaimer: IDX information is provided exclusively for consumers personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.








