28380 James Chapel Rd SHoldenLA70744
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 28380 James Chapel Rd S, Holden, LA, 70744 in Holden is a conservative rental investment at $324,500. Rental yield 6.75%. A 1.25 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $89,653; $2,989/yr in principal paydown supplements. Total projected return: $111,129.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 8.0% |
| Monthly Cash Flow | $(186) | $450 |
City averages based on Holden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,824 |
| Total Monthly Debt Service | $1,881 |
| DSCR Ratio | 0.97x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
6.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70744, Holden, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,709 (100%) |
| Owner Occupied HU | 2,081 (76.8%) |
| Renter Occupied HU | 363 (13.4%) |
| Vacant Housing Units | 265 ( 9.8%) |
| Median Home Value | $200,504 |
| Average Home Value | $246,647 |
Housing Distribution
Address Breakdown
Residential
2,166
Single Family
2,166
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
6.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 70744, Holden, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,709 (100%) |
| Owner Occupied HU | 2,081 (76.8%) |
| Renter Occupied HU | 363 (13.4%) |
| Vacant Housing Units | 265 ( 9.8%) |
| Median Home Value | $200,504 |
| Average Home Value | $246,647 |
Housing Distribution
Address Breakdown
Residential
2,166
Single Family
2,166
Multi-Family
0
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices