2835 N School StreetPixleyCA93256
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 2835 N School Street, Pixley, CA, 93256 in Pixley worth study. Rental yield 4.89%. The 4.89% gross yield is below cash-flow benchmarks at $764,900, but 5% annual appreciation, adding $211,328 over five years, frames this as a capital growth position. Rent of $3,116/mo partially offsets the $3,439/mo payment. Ziffy Mortgage finances appreciation-play properties (0.91 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $186,133.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.9% | 5.0% |
| Monthly Cash Flow | $(1,615) | $800 |
City averages based on Pixley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,116 |
| Total Monthly Debt Service | $4,427 |
| DSCR Ratio | 0.70x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2020
2.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93256, Pixley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,538 (100%) |
| Owner Occupied HU | 612 (39.8%) |
| Renter Occupied HU | 845 (54.9%) |
| Vacant Housing Units | 81 ( 5.3%) |
| Median Home Value | $240,385 |
| Average Home Value | $324,530 |
Housing Distribution
Address Breakdown
Residential
1,100
Single Family
1,005
Multi-Family
95
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2020
2.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93256, Pixley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,538 (100%) |
| Owner Occupied HU | 612 (39.8%) |
| Renter Occupied HU | 845 (54.9%) |
| Vacant Housing Units | 81 ( 5.3%) |
| Median Home Value | $240,385 |
| Average Home Value | $324,530 |
Housing Distribution
Address Breakdown
Residential
1,100
Single Family
1,005
Multi-Family
95
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Raul Jara • Tienken Realty
Mls Name: TCMLS
Mls ID: #237574