2835 71st HwyMariannaFL32446
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 2835 71st Hwy, Marianna, FL, 32446 in Marianna at $142,500 earns $1,110/mo in rent and nets $164/mo after the $641/mo payment, a 9.35% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $39,370 over five years. Ziffy Mortgage underwrites this on a 1.73 DSCR without U.S. credit history. With $1,312/yr in principal paydown, total projected return reaches $64,889.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $164 | $150 |
City averages based on Marianna market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,110 |
| Total Monthly Debt Service | $889 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1954
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32446, Marianna, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,410 (100%) |
| Owner Occupied HU | 2,873 (65.1%) |
| Renter Occupied HU | 1,001 (22.7%) |
| Vacant Housing Units | 536 (12.2%) |
| Median Home Value | $209,748 |
| Average Home Value | $248,872 |
Housing Distribution
Address Breakdown
Residential
4,220
Single Family
4,182
Multi-Family
38
Businesses
505
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1954
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 32446, Marianna, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,410 (100%) |
| Owner Occupied HU | 2,873 (65.1%) |
| Renter Occupied HU | 1,001 (22.7%) |
| Vacant Housing Units | 536 (12.2%) |
| Median Home Value | $209,748 |
| Average Home Value | $248,872 |
Housing Distribution
Address Breakdown
Residential
4,220
Single Family
4,182
Multi-Family
38
Businesses
505
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices