283 Water Oak Way LOT 28CrawfordGA30630
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.14% yield at 283 Water Oak Way LOT 28, Crawford, GA, 30630 in Crawford is solid, but the $1,592/mo payment compresses net cash flow to $196/mo at $354,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $97,804 by year five, and $3,260/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.51) without U.S. income documentation. Total projected return: $146,904.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 8.0% |
| Monthly Cash Flow | $196 | $1,500 |
City averages based on Crawford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,400 |
| Total Monthly Debt Service | $2,064 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.83 Acres lot
$N/A/sqft
$600 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30630, Crawford, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 995 (100%) |
| Owner Occupied HU | 726 (73.0%) |
| Renter Occupied HU | 211 (21.2%) |
| Vacant Housing Units | 58 ( 5.8%) |
| Median Home Value | $229,570 |
| Average Home Value | $249,583 |
Housing Distribution
Address Breakdown
Residential
940
Single Family
940
Multi-Family
0
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.83 Acres lot
$N/A/sqft
$600 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30630, Crawford, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 995 (100%) |
| Owner Occupied HU | 726 (73.0%) |
| Renter Occupied HU | 211 (21.2%) |
| Vacant Housing Units | 58 ( 5.8%) |
| Median Home Value | $229,570 |
| Average Home Value | $249,583 |
Housing Distribution
Address Breakdown
Residential
940
Single Family
940
Multi-Family
0
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices