2825 Big Springs RdLake AlmanorCA96137
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.78% gross rental yield, 2825 Big Springs Rd, Lake Almanor, CA, 96137 in Lake Almanor is priced for capital growth, not immediate cash flow. The $299,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $82,608 by year five, with $2,754/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.07) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $87,048.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 7.0% |
| Monthly Cash Flow | $(410) | $1,500 |
City averages based on Lake Almanor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,440 |
| Total Monthly Debt Service | $1,731 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96137, Westwood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,134 (100%) |
| Owner Occupied HU | 759 (24.2%) |
| Renter Occupied HU | 147 ( 4.7%) |
| Vacant Housing Units | 2,228 (71.1%) |
| Median Home Value | $515,681 |
| Average Home Value | $581,663 |
Housing Distribution
Address Breakdown
Residential
1,435
Single Family
1,298
Multi-Family
137
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
0.43 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96137, Westwood, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,134 (100%) |
| Owner Occupied HU | 759 (24.2%) |
| Renter Occupied HU | 147 ( 4.7%) |
| Vacant Housing Units | 2,228 (71.1%) |
| Median Home Value | $515,681 |
| Average Home Value | $581,663 |
Housing Distribution
Address Breakdown
Residential
1,435
Single Family
1,298
Multi-Family
137
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Debbie Gibson • COLDWELL BANKER KEHR/O'BRIEN (C)
Mls Name: Plumas AOR
Mls ID: #20250858