282 Moulton StSan FranciscoCA94123
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 282 Moulton St, San Francisco, CA, 94123 in San Francisco at $1,095,000 earns $7,932/mo in rent and nets $11/mo after the $4,924/mo payment, a 8.69% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $302,528 over five years. Ziffy Mortgage underwrites this on a 1.61 DSCR without U.S. credit history. With $10,085/yr in principal paydown, total projected return reaches $420,889.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 4.5% |
| Monthly Cash Flow | $11 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,932 |
| Total Monthly Debt Service | $7,485 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2001
3,750 sqft lot
$N/A/sqft
$512 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94123, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,019 (100%) |
| Owner Occupied HU | 3,693 (21.7%) |
| Renter Occupied HU | 11,556 (67.9%) |
| Vacant Housing Units | 1,770 (10.4%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,858,332 |
Housing Distribution
Address Breakdown
Residential
15,098
Single Family
4,628
Multi-Family
10,470
Businesses
1,105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2001
3,750 sqft lot
$N/A/sqft
$512 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94123, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,019 (100%) |
| Owner Occupied HU | 3,693 (21.7%) |
| Renter Occupied HU | 11,556 (67.9%) |
| Vacant Housing Units | 1,770 (10.4%) |
| Median Home Value | $2,000,001 |
| Average Home Value | $1,858,332 |
Housing Distribution
Address Breakdown
Residential
15,098
Single Family
4,628
Multi-Family
10,470
Businesses
1,105
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices