2818 Old White WayAinsworthIA52201
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe income profile at 2818 Old White Way, Ainsworth, IA, 52201 in Ainsworth is straightforward: $385,000 in, $3,000/mo in rent, $500/mo out after debt service. The 9.35% gross yield and 1.73 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $106,368 by year five. With $3,546/yr in principal equity, the total cumulative return is projected at $178,660.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.0% |
| Monthly Cash Flow | $500 | $300 |
City averages based on Ainsworth market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $2,347 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
2.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52201, Ainsworth, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 504 (100%) |
| Owner Occupied HU | 358 (71.0%) |
| Renter Occupied HU | 104 (20.6%) |
| Vacant Housing Units | 42 ( 8.3%) |
| Median Home Value | $279,661 |
| Average Home Value | $301,592 |
Housing Distribution
Address Breakdown
Residential
446
Single Family
431
Multi-Family
15
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
2.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52201, Ainsworth, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 504 (100%) |
| Owner Occupied HU | 358 (71.0%) |
| Renter Occupied HU | 104 (20.6%) |
| Vacant Housing Units | 42 ( 8.3%) |
| Median Home Value | $279,661 |
| Average Home Value | $301,592 |
Housing Distribution
Address Breakdown
Residential
446
Single Family
431
Multi-Family
15
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices