








A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |


Investment property for sale in Temple at 2817 N 12th St, Temple, TX, 76501 uses $77,240 cash to close to unlock $714/yr annual cash flow and $60/mo monthly cash flow. Total monthly income runs $1,716/mo, and a $1,140/mo payment keeps the spread at $60/mo. Purchase price stands at $233,000, and rental yield measures 8.84% with $1,716/mo rent. Return on cash invested shows 20.83% in year one, and 5% annual appreciation builds toward $64,374 over five years. Five-year ROI reaches 109.03% and total cumulative return in cash records $84,217. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,716/mo property income covering a $1,140/mo payment rather than investor’s personal income.
Single Family
Built in 2004
8,820 sqft lot
$N/A/sqft
No HOA
Neighborhood data shown for ZIP Code: 76501, Temple, TX area.
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,880 (100%) |
| Owner Occupied HU | 4,286 (54.4%) |
| Renter Occupied HU | 2,877 (36.5%) |
| Vacant Housing Units | 717 ( 9.1%) |
| Median Home Value | $232,289 |
| Average Home Value | $269,705 |
Residential
7,369
Single Family
6,892
Multi-Family
477
Businesses
585
Date | Event | Price |
|---|---|---|
| No price history data available | ||
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| No tax history data available | ||||



Listed by: David Spradley • Spradley Properties
Mls Name: Central Texas MLS
Mls ID: #599768