28144 Stanford RdEdenMD21822
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 28144 Stanford Rd, Eden, MD, 21822 in Eden: $1,751/mo in rent, $351/mo in net income, 9.34% gross yield, 1.73 DSCR, all at $224,990. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $62,161 in appreciation and $2,072/yr in principal paydown projects total cumulative return of $107,949.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 5.1% |
| Monthly Cash Flow | $351 | $1,200 |
City averages based on Eden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,751 |
| Total Monthly Debt Service | $1,310 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1964
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21822, Eden, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,213 (100%) |
| Owner Occupied HU | 947 (78.1%) |
| Renter Occupied HU | 141 (11.6%) |
| Vacant Housing Units | 125 (10.3%) |
| Median Home Value | $290,060 |
| Average Home Value | $358,271 |
Housing Distribution
Address Breakdown
Residential
1,199
Single Family
1,199
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1964
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21822, Eden, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,213 (100%) |
| Owner Occupied HU | 947 (78.1%) |
| Renter Occupied HU | 141 (11.6%) |
| Vacant Housing Units | 125 (10.3%) |
| Median Home Value | $290,060 |
| Average Home Value | $358,271 |
Housing Distribution
Address Breakdown
Residential
1,199
Single Family
1,199
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices