2814 Foxhunters RdFlatwoodsKY41139
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 2814 Foxhunters Rd, Flatwoods, KY, 41139 in Flatwoods is narrow, $99/mo net on $3,440/mo rent after the $2,603/mo debt service, but the property operates at break-even-plus, not a loss. At $549,000 with a 7.52% yield, the long-run equity case via 5% appreciation ($151,679 over five years) and $4,602/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.32 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $203,917.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 8.0% |
| Monthly Cash Flow | $99 | $750 |
City averages based on Flatwoods market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,440 |
| Total Monthly Debt Service | $3,257 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
2.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 41139, Flatwoods, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,674 (100%) |
| Owner Occupied HU | 2,426 (66.0%) |
| Renter Occupied HU | 897 (24.4%) |
| Vacant Housing Units | 351 ( 9.6%) |
| Median Home Value | $137,879 |
| Average Home Value | $158,407 |
Housing Distribution
Address Breakdown
Residential
3,659
Single Family
3,583
Multi-Family
76
Businesses
204
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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