2813 Arctic DrPine Mountain ClubCA93222
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 2813 Arctic Dr, Pine Mountain Club, CA, 93222 in Pine Mountain Club at $475,000 earns $2,975/mo in rent and nets $36/mo after the $2,136/mo payment, a 7.52% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $131,234 over five years. Ziffy Mortgage underwrites this on a 1.39 DSCR without U.S. credit history. With $4,375/yr in principal paydown, total projected return reaches $182,474.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.0% |
| Monthly Cash Flow | $36 | $1,200 |
City averages based on Pine Mountain Club market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,975 |
| Total Monthly Debt Service | $2,749 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
10,173 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93222, Frazier Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,504 (100%) |
| Owner Occupied HU | 693 (46.1%) |
| Renter Occupied HU | 137 ( 9.1%) |
| Vacant Housing Units | 674 (44.8%) |
| Median Home Value | $414,113 |
| Average Home Value | $472,222 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
10,173 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93222, Frazier Park, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,504 (100%) |
| Owner Occupied HU | 693 (46.1%) |
| Renter Occupied HU | 137 ( 9.1%) |
| Vacant Housing Units | 674 (44.8%) |
| Median Home Value | $414,113 |
| Average Home Value | $472,222 |
Housing Distribution
Address Breakdown
Residential
0
Single Family
0
Multi-Family
0
Businesses
50
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kurtis East • Trimax Elite Corp Inc
Mls Name: CRMLS
Mls ID: #SR25161451