2812 145th StCharlotteIA52731
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Charlotte at 2812 145th St, Charlotte, IA, 52731 listed at $195,000 pairs $1,350/mo rent with a $954/mo payment to leave $84/mo cash flow. Total monthly income runs $1,350/mo, and annual cash flow reaches $1,008/yr on $64,643 cash to close. Return on cash invested measures 21.47% in year one, and rental yield registers 8.31% at a $195,000 basis. Equity gained on principal adds $1,258/yr, and annual property appreciation at 5% supports $53,875 by year five. Five-year ROI tracks 111.58% and total cumulative return in cash totals $72,130. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,350/mo property income relative to a $954/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1910
10,454 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 52731, Charlotte, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 345 (100%) |
| Owner Occupied HU | 272 (78.8%) |
| Renter Occupied HU | 53 (15.4%) |
| Vacant Housing Units | 20 ( 5.8%) |
| Median Home Value | $195,089 |
| Average Home Value | $251,627 |
Housing Distribution
Address Breakdown
Residential
288
Single Family
288
Multi-Family
0
Businesses
10
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