2811-2815 Telegraph AveBerkeleyCA94705
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 2811-2815 Telegraph Ave, Berkeley, CA, 94705 in Berkeley fits: $1,750,000, 1.23% gross yield, and a projected 5% annual appreciation rate adding $483,493 in value within five years. Rental yield 1.23%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.23) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $16,118/yr in principal paydown and $483,493 in appreciation project a total return of $82,750.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.2% | 6.0% |
| Monthly Cash Flow | $(9,026) | $1,500 |
City averages based on Berkeley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $10,130 |
| DSCR Ratio | 0.18x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1908
5,324 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94705, Berkeley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,006 (100%) |
| Owner Occupied HU | 3,060 (50.9%) |
| Renter Occupied HU | 2,496 (41.6%) |
| Vacant Housing Units | 450 ( 7.5%) |
| Median Home Value | $1,878,128 |
| Average Home Value | $1,777,200 |
Housing Distribution
Address Breakdown
Residential
6,212
Single Family
4,586
Multi-Family
1,626
Businesses
732
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1908
5,324 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94705, Berkeley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,006 (100%) |
| Owner Occupied HU | 3,060 (50.9%) |
| Renter Occupied HU | 2,496 (41.6%) |
| Vacant Housing Units | 450 ( 7.5%) |
| Median Home Value | $1,878,128 |
| Average Home Value | $1,777,200 |
Housing Distribution
Address Breakdown
Residential
6,212
Single Family
4,586
Multi-Family
1,626
Businesses
732
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vincent Heung • Compass
Mls Name: SFAR
Mls Provider:
Mls ID: #425034667
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.