2810 S 20th StRogersAR72758



INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 2810 S 20th St, Rogers, AR, 72758 in Rogers worth study. Rental yield 3.85%. The 3.85% gross yield is below cash-flow benchmarks at $840,000, but 5% annual appreciation, adding $232,077 over five years, frames this as a capital growth position. Rent of $2,914/mo partially offsets the $3,777/mo payment. Ziffy Mortgage finances appreciation-play properties (0.77 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $175,658.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 6.5% |
| Monthly Cash Flow | $(2,432) | $450 |
City averages based on Rogers market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,914 |
| Total Monthly Debt Service | $4,795 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
0.26 Acres lot
$N/A/sqft
$960 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72758, Rogers, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,136 (100%) |
| Owner Occupied HU | 11,302 (53.5%) |
| Renter Occupied HU | 8,215 (38.9%) |
| Vacant Housing Units | 1,619 ( 7.7%) |
| Median Home Value | $395,197 |
| Average Home Value | $476,959 |
Housing Distribution
Address Breakdown
Residential
19,752
Single Family
16,538
Multi-Family
3,214
Businesses
1,305



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2022
0.26 Acres lot
$N/A/sqft
$960 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72758, Rogers, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,136 (100%) |
| Owner Occupied HU | 11,302 (53.5%) |
| Renter Occupied HU | 8,215 (38.9%) |
| Vacant Housing Units | 1,619 ( 7.7%) |
| Median Home Value | $395,197 |
| Average Home Value | $476,959 |
Housing Distribution
Address Breakdown
Residential
19,752
Single Family
16,538
Multi-Family
3,214
Businesses
1,305
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Perry Chupp • Kaufmann Realty, LLC
Mls Name: ArkansasOne MLS
Mls Provider:
Mls ID: #1305162
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








