281 W Spruce WaySantaquinUT84655








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $1,532/mo, and a $1,556/mo payment. Purchase price stands at $318,000, and rental yield measures 5.78% with $1,532/mo rent. Return on cash invested shows 16.14% in year one, and 5% annual appreciation builds toward $87,858 over five years. Five-year ROI reaches 82.2% and total cumulative return in cash records $86,651. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,532/mo property income covering a $1,556/mo payment rather than investor’s personal income.
Townhouse
Built in 2021
435.60 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 84655, Santaquin, UT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,666 (100%) |
| Owner Occupied HU | 4,980 (87.9%) |
| Renter Occupied HU | 515 ( 9.1%) |
| Vacant Housing Units | 171 ( 3.0%) |
| Median Home Value | $566,233 |
| Average Home Value | $620,454 |
Housing Distribution
Address Breakdown
Residential
5,257
Single Family
5,257
Multi-Family
0
Businesses
154
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