281 Old County LaneReadsboroVT05350
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 281 Old County Lane, Readsboro, VT, 05350 in Readsboro deserves attention. This $399,000 property earns $3,784/mo in rent, a 11.38% gross yield, and nets $1,129/mo after the $1,794/mo payment. DSCR 2.11 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $110,236 compounds alongside $3,675/yr in yearly equity build, for a total cumulative return of $224,813.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 6.2% |
| Monthly Cash Flow | $1,129 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,784 |
| Total Monthly Debt Service | $2,496 |
| DSCR Ratio | 1.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1892
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05350, Readsboro, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 525 (100%) |
| Owner Occupied HU | 288 (54.9%) |
| Renter Occupied HU | 58 (11.0%) |
| Vacant Housing Units | 179 (34.1%) |
| Median Home Value | $348,000 |
| Average Home Value | $525,521 |
Housing Distribution
Address Breakdown
Residential
292
Single Family
268
Multi-Family
24
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1892
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05350, Readsboro, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 525 (100%) |
| Owner Occupied HU | 288 (54.9%) |
| Renter Occupied HU | 58 (11.0%) |
| Vacant Housing Units | 179 (34.1%) |
| Median Home Value | $348,000 |
| Average Home Value | $525,521 |
Housing Distribution
Address Breakdown
Residential
292
Single Family
268
Multi-Family
24
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices