2809 Bowie StSan AngeloTX76901
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2809 Bowie St, San Angelo, TX, 76901 in San Angelo carries a 1.52 coverage ratio, rent of $1,554/mo is 1.52 times the $1,025/mo payment. Rental yield 8.18%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $228,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $62,992; total projected cumulative return: $83,065.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $(67) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,554 |
| Total Monthly Debt Service | $1,531 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76901, San Angelo, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,347 (100%) |
| Owner Occupied HU | 8,284 (62.1%) |
| Renter Occupied HU | 3,887 (29.1%) |
| Vacant Housing Units | 1,176 ( 8.8%) |
| Median Home Value | $207,330 |
| Average Home Value | $268,773 |
Housing Distribution
Address Breakdown
Residential
13,769
Single Family
12,231
Multi-Family
1,538
Businesses
835
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76901, San Angelo, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,347 (100%) |
| Owner Occupied HU | 8,284 (62.1%) |
| Renter Occupied HU | 3,887 (29.1%) |
| Vacant Housing Units | 1,176 ( 8.8%) |
| Median Home Value | $207,330 |
| Average Home Value | $268,773 |
Housing Distribution
Address Breakdown
Residential
13,769
Single Family
12,231
Multi-Family
1,538
Businesses
835
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Landry Scott • ERA Newlin & Company
Mls Name: San Angelo AOR
Mls ID: #130505