28082 Williams Canyon Rd #3SilveradoCA92676
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 28082 Williams Canyon Rd #3, Silverado, CA, 92676 in Silverado speaks for itself: 10.79% gross on a $988,000 price, generating $8,884/mo in rent and $2,772/mo in net income after the $4,443/mo debt service. DSCR 2.00, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $33,260 stacks alongside $272,966 in projected five-year appreciation and $9,100/yr in principal reduction. Projected total cumulative return: $552,985.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.8% | 6.0% |
| Monthly Cash Flow | $2,772 | $1,200 |
City averages based on Silverado market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,884 |
| Total Monthly Debt Service | $5,719 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92676, Silverado, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 842 (100%) |
| Owner Occupied HU | 670 (79.6%) |
| Renter Occupied HU | 141 (16.7%) |
| Vacant Housing Units | 31 ( 3.7%) |
| Median Home Value | $1,366,516 |
| Average Home Value | $1,407,134 |
Housing Distribution
Address Breakdown
Residential
407
Single Family
407
Multi-Family
0
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92676, Silverado, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 842 (100%) |
| Owner Occupied HU | 670 (79.6%) |
| Renter Occupied HU | 141 (16.7%) |
| Vacant Housing Units | 31 ( 3.7%) |
| Median Home Value | $1,366,516 |
| Average Home Value | $1,407,134 |
Housing Distribution
Address Breakdown
Residential
407
Single Family
407
Multi-Family
0
Businesses
67
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Debra Hart • North Hills Realty
Mls Name: CRMLS
Mls Provider:
Mls ID: #PW24184788
Disclaimer: The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Based on information from California Regional Multiple Listing Service, Inc. as of 2024-01-24 10:53:37 PST and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information