2808 S 22nd TerKansas CityKS66106
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 2808 S 22nd Ter, Kansas City, KS, 66106 in Kansas City is narrow, $54/mo net on $1,518/mo rent after the $989/mo debt service, but the property operates at break-even-plus, not a loss. At $220,000 with a 8.28% yield, the long-run equity case via 5% appreciation ($60,782 over five years) and $2,026/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.53 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $87,422.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 8.0% |
| Monthly Cash Flow | $54 | $1,200 |
City averages based on Kansas City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,518 |
| Total Monthly Debt Service | $1,376 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66106, Kansas City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,027 (100%) |
| Owner Occupied HU | 5,382 (59.6%) |
| Renter Occupied HU | 3,019 (33.4%) |
| Vacant Housing Units | 626 ( 6.9%) |
| Median Home Value | $189,878 |
| Average Home Value | $233,489 |
Housing Distribution
Address Breakdown
Residential
8,920
Single Family
8,529
Multi-Family
391
Businesses
557
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.48 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 66106, Kansas City, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,027 (100%) |
| Owner Occupied HU | 5,382 (59.6%) |
| Renter Occupied HU | 3,019 (33.4%) |
| Vacant Housing Units | 626 ( 6.9%) |
| Median Home Value | $189,878 |
| Average Home Value | $233,489 |
Housing Distribution
Address Breakdown
Residential
8,920
Single Family
8,529
Multi-Family
391
Businesses
557
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Cindy Nielsen • ReeceNichols -Johnson County W
Mls Name: Heartland MLS as distributed by MLS GRID
Mls ID: #2595017