2804 Saint Marys View RdAccokeekMD20607
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 2804 Saint Marys View Rd, Accokeek, MD, 20607 in Accokeek: $3,635/mo in rent, $525/mo in net income, 8.72% gross yield, 1.62 DSCR, all at $500,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $138,141 in appreciation and $4,605/yr in principal paydown projects total cumulative return of $223,491.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.3% |
| Monthly Cash Flow | $525 | $320 |
City averages based on Accokeek market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,635 |
| Total Monthly Debt Service | $2,911 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2014
2,088 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20607, Accokeek, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,661 (100%) |
| Owner Occupied HU | 4,208 (90.3%) |
| Renter Occupied HU | 284 ( 6.1%) |
| Vacant Housing Units | 169 ( 3.6%) |
| Median Home Value | $585,548 |
| Average Home Value | $592,790 |
Housing Distribution
Address Breakdown
Residential
4,675
Single Family
4,675
Multi-Family
0
Businesses
185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2014
2,088 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20607, Accokeek, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,661 (100%) |
| Owner Occupied HU | 4,208 (90.3%) |
| Renter Occupied HU | 284 ( 6.1%) |
| Vacant Housing Units | 169 ( 3.6%) |
| Median Home Value | $585,548 |
| Average Home Value | $592,790 |
Housing Distribution
Address Breakdown
Residential
4,675
Single Family
4,675
Multi-Family
0
Businesses
185
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices