2803 Kings Crossing Dr APT 124KingwoodTX77345
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 2803 Kings Crossing Dr APT 124, Kingwood, TX, 77345 in Kingwood is narrow, $11/mo net on $1,980/mo rent after the $872/mo debt service, but the property operates at break-even-plus, not a loss. At $194,000 with a 12.25% yield, the long-run equity case via 5% appreciation ($53,599 over five years) and $1,787/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 2.27 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $77,649.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.3% | 6.2% |
| Monthly Cash Flow | $11 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,980 |
| Total Monthly Debt Service | $1,891 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1996
5.13 Acres lot
$N/A/sqft
$589 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77345, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,429 (100%) |
| Owner Occupied HU | 8,026 (85.1%) |
| Renter Occupied HU | 1,093 (11.6%) |
| Vacant Housing Units | 310 ( 3.3%) |
| Median Home Value | $375,599 |
| Average Home Value | $423,057 |
Housing Distribution
Address Breakdown
Residential
9,848
Single Family
8,854
Multi-Family
994
Businesses
137
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1996
5.13 Acres lot
$N/A/sqft
$589 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77345, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,429 (100%) |
| Owner Occupied HU | 8,026 (85.1%) |
| Renter Occupied HU | 1,093 (11.6%) |
| Vacant Housing Units | 310 ( 3.3%) |
| Median Home Value | $375,599 |
| Average Home Value | $423,057 |
Housing Distribution
Address Breakdown
Residential
9,848
Single Family
8,854
Multi-Family
994
Businesses
137
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices