2802 Valley Way DrHumbleTX77339
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestment property for sale in Humble at 2802 Valley Way Dr, Humble, TX, 77339 projects strong ROI of 1.05%. Rental yield 2.45%. With 5% annual appreciation, the property builds $1,091,312 in value over five years. Equity growth combined delivers a projected five-year ROI of 19.84%, translating into $221,385 in total cumulative return on $1,115,875 invested capital. You can finance this property with Ziffy Mortgage’s DSCR loan, which leverages the property’s income for qualification rather than your personal income.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.5% | 5.2% |
| Monthly Cash Flow | $(20,084) | $1,200 |
City averages based on Humble market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $8,069 |
| Total Monthly Debt Service | $26,582 |
| DSCR Ratio | 0.30x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1983
1.19 Acres lot
$N/A/sqft
$770 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77339, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,546 (100%) |
| Owner Occupied HU | 11,162 (57.1%) |
| Renter Occupied HU | 6,644 (34.0%) |
| Vacant Housing Units | 1,740 ( 8.9%) |
| Median Home Value | $311,098 |
| Average Home Value | $348,976 |
Housing Distribution
Address Breakdown
Residential
18,497
Single Family
12,198
Multi-Family
6,299
Businesses
1,507
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1983
1.19 Acres lot
$N/A/sqft
$770 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77339, Humble, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,546 (100%) |
| Owner Occupied HU | 11,162 (57.1%) |
| Renter Occupied HU | 6,644 (34.0%) |
| Vacant Housing Units | 1,740 ( 8.9%) |
| Median Home Value | $311,098 |
| Average Home Value | $348,976 |
Housing Distribution
Address Breakdown
Residential
18,497
Single Family
12,198
Multi-Family
6,299
Businesses
1,507
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Anne Vickery • Anne Vickery & Associates Realty, LLC
Mls Name: HAR
Mls Provider:
Mls ID: #37298004
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