28001 Via Del CerroSan Juan CapistranoCA92675
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSolid fundamentals define the investment case at 28001 Via Del Cerro, San Juan Capistrano, CA, 92675 in San Juan Capistrano: $9,713/mo in rent, $464/mo in net income, 7.8% gross yield, 1.44 DSCR, all at $1,495,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $413,041 in appreciation and $13,769/yr in principal paydown projects total cumulative return of $596,771.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 6.5% |
| Monthly Cash Flow | $464 | $1,500 |
City averages based on San Juan Capistrano market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $9,713 |
| Total Monthly Debt Service | $8,654 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
8,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92675, San Juan Capistrano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,747 (100%) |
| Owner Occupied HU | 10,792 (73.2%) |
| Renter Occupied HU | 3,400 (23.1%) |
| Vacant Housing Units | 555 ( 3.8%) |
| Median Home Value | $1,261,264 |
| Average Home Value | $1,284,361 |
Housing Distribution
Address Breakdown
Residential
12,615
Single Family
12,114
Multi-Family
501
Businesses
1,499
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
8,400 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92675, San Juan Capistrano, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,747 (100%) |
| Owner Occupied HU | 10,792 (73.2%) |
| Renter Occupied HU | 3,400 (23.1%) |
| Vacant Housing Units | 555 ( 3.8%) |
| Median Home Value | $1,261,264 |
| Average Home Value | $1,284,361 |
Housing Distribution
Address Breakdown
Residential
12,615
Single Family
12,114
Multi-Family
501
Businesses
1,499
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices