2800 Moonshine LnLoomisCA95650
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.37% gross rental yield, 2800 Moonshine Ln, Loomis, CA, 95650 in Loomis is priced for capital growth, not immediate cash flow. The $1,065,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $294,240 by year five, with $9,809/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.00) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $286,562.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 6.5% |
| Monthly Cash Flow | $(1,822) | $400 |
City averages based on Loomis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,766 |
| Total Monthly Debt Service | $6,165 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1987
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95650, Loomis, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,121 (100%) |
| Owner Occupied HU | 4,135 (80.7%) |
| Renter Occupied HU | 775 (15.1%) |
| Vacant Housing Units | 211 ( 4.1%) |
| Median Home Value | $906,979 |
| Average Home Value | $1,026,276 |
Housing Distribution
Address Breakdown
Residential
4,737
Single Family
4,647
Multi-Family
90
Businesses
759
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1987
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95650, Loomis, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,121 (100%) |
| Owner Occupied HU | 4,135 (80.7%) |
| Renter Occupied HU | 775 (15.1%) |
| Vacant Housing Units | 211 ( 4.1%) |
| Median Home Value | $906,979 |
| Average Home Value | $1,026,276 |
Housing Distribution
Address Breakdown
Residential
4,737
Single Family
4,647
Multi-Family
90
Businesses
759
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Susan Richards-Slavik • Coldwell Banker Realty
Mls Name: MetroList Services of CA
Mls Provider:
Mls ID: #225013665
Disclaimer: Copyright MetroList Services, Inc. All rights reserved. Information is deemed reliable but not guaranteed.