280 Vinson LnRisonAR71665
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 280 Vinson Ln, Rison, AR, 71665 in Rison at $350,000 earns $2,220/mo in rent and nets $116/mo after the $1,574/mo payment, a 7.61% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $96,699 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $3,224/yr in principal paydown, total projected return reaches $139,951.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 7.0% |
| Monthly Cash Flow | $116 | $500 |
City averages based on Rison market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,220 |
| Total Monthly Debt Service | $1,965 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
6 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71665, Rison, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,409 (100%) |
| Owner Occupied HU | 1,731 (71.9%) |
| Renter Occupied HU | 406 (16.9%) |
| Vacant Housing Units | 272 (11.3%) |
| Median Home Value | $139,898 |
| Average Home Value | $170,706 |
Housing Distribution
Address Breakdown
Residential
2,065
Single Family
2,065
Multi-Family
0
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
6 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71665, Rison, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,409 (100%) |
| Owner Occupied HU | 1,731 (71.9%) |
| Renter Occupied HU | 406 (16.9%) |
| Vacant Housing Units | 272 (11.3%) |
| Median Home Value | $139,898 |
| Average Home Value | $170,706 |
Housing Distribution
Address Breakdown
Residential
2,065
Single Family
2,065
Multi-Family
0
Businesses
99
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices