280 Upland AveYoungstownOH44504
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 280 Upland Ave, Youngstown, OH, 44504 in Youngstown speaks for itself: 14.89% gross on a $122,000 price, generating $1,514/mo in rent and $712/mo in net income after the $549/mo debt service. DSCR 2.76, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,538 stacks alongside $33,706 in projected five-year appreciation and $1,124/yr in principal reduction. Projected total cumulative return: $92,250.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.9% | 9.2% |
| Monthly Cash Flow | $712 | $450 |
City averages based on Youngstown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,514 |
| Total Monthly Debt Service | $754 |
| DSCR Ratio | 2.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1926
6,229 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44504, Youngstown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,014 (100%) |
| Owner Occupied HU | 721 (35.8%) |
| Renter Occupied HU | 918 (45.6%) |
| Vacant Housing Units | 375 (18.6%) |
| Median Home Value | $86,778 |
| Average Home Value | $161,130 |
Housing Distribution
Address Breakdown
Residential
1,696
Single Family
1,339
Multi-Family
357
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1926
6,229 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 44504, Youngstown, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,014 (100%) |
| Owner Occupied HU | 721 (35.8%) |
| Renter Occupied HU | 918 (45.6%) |
| Vacant Housing Units | 375 (18.6%) |
| Median Home Value | $86,778 |
| Average Home Value | $161,130 |
Housing Distribution
Address Breakdown
Residential
1,696
Single Family
1,339
Multi-Family
357
Businesses
127
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: James Escaja • Town & Country Estates, Inc.
Mls Name: MLS Now
Mls ID: #5173998