280 Shore Crest DrMartinGA30557
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.52% yield at 280 Shore Crest Dr, Martin, GA, 30557 in Martin is solid, but the $1,731/mo payment compresses net cash flow to $68/mo at $384,900. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $106,341 by year five, and $3,545/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.39) without U.S. income documentation. Total projected return: $150,199.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 6.2% |
| Monthly Cash Flow | $68 | $1,200 |
City averages based on Martin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,411 |
| Total Monthly Debt Service | $2,189 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30557, Martin, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,766 (100%) |
| Owner Occupied HU | 1,757 (63.5%) |
| Renter Occupied HU | 375 (13.6%) |
| Vacant Housing Units | 634 (22.9%) |
| Median Home Value | $245,811 |
| Average Home Value | $321,369 |
Housing Distribution
Address Breakdown
Residential
2,517
Single Family
2,516
Multi-Family
1
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
1.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30557, Martin, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,766 (100%) |
| Owner Occupied HU | 1,757 (63.5%) |
| Renter Occupied HU | 375 (13.6%) |
| Vacant Housing Units | 634 (22.9%) |
| Median Home Value | $245,811 |
| Average Home Value | $321,369 |
Housing Distribution
Address Breakdown
Residential
2,517
Single Family
2,516
Multi-Family
1
Businesses
49
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices