280 Seaward AveBradfordPA16701
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe income profile at 280 Seaward Ave, Bradford, PA, 16701 in Bradford is straightforward: $129,900 in, $1,242/mo in rent, $391/mo out after debt service. The 11.47% gross yield and 2.13 DSCR make this exactly the kind of asset Ziffy Mortgage finances for non-U.S. residents without income documentation. Appreciation at 5%/yr adds $35,889 by year five. With $1,196/yr in principal equity, the total cumulative return is projected at $74,624.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 6.2% |
| Monthly Cash Flow | $391 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,242 |
| Total Monthly Debt Service | $800 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16701, Bradford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,704 (100%) |
| Owner Occupied HU | 4,868 (63.2%) |
| Renter Occupied HU | 1,940 (25.2%) |
| Vacant Housing Units | 896 (11.6%) |
| Median Home Value | $114,269 |
| Average Home Value | $148,867 |
Housing Distribution
Address Breakdown
Residential
7,046
Single Family
6,568
Multi-Family
478
Businesses
712
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16701, Bradford, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,704 (100%) |
| Owner Occupied HU | 4,868 (63.2%) |
| Renter Occupied HU | 1,940 (25.2%) |
| Vacant Housing Units | 896 (11.6%) |
| Median Home Value | $114,269 |
| Average Home Value | $148,867 |
Housing Distribution
Address Breakdown
Residential
7,046
Single Family
6,568
Multi-Family
478
Businesses
712
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kamille J Connelly • EXP-Premier Listings Team
Mls Name: NYSAMLSs
Mls ID: #R1661329