280 San Jacinta Dr APT MUkiahCA95482
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 280 San Jacinta Dr APT M, Ukiah, CA, 95482 in Ukiah is the 1.54 coverage ratio: rent of $2,213/mo versus a $1,439/mo debt payment on a $320,000 property. Rental yield 8.3%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $88,410 by year five, with $2,947/yr in equity from paydown. Total projected cumulative return: $109,784.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.5% |
| Monthly Cash Flow | $(210) | $250 |
City averages based on Ukiah market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,213 |
| Total Monthly Debt Service | $2,296 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
549 sqft lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95482, Ukiah, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,724 (100%) |
| Owner Occupied HU | 6,678 (48.7%) |
| Renter Occupied HU | 5,995 (43.7%) |
| Vacant Housing Units | 1,051 ( 7.7%) |
| Median Home Value | $532,811 |
| Average Home Value | $608,308 |
Housing Distribution
Address Breakdown
Residential
12,300
Single Family
10,466
Multi-Family
1,834
Businesses
1,768
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
549 sqft lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95482, Ukiah, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,724 (100%) |
| Owner Occupied HU | 6,678 (48.7%) |
| Renter Occupied HU | 5,995 (43.7%) |
| Vacant Housing Units | 1,051 ( 7.7%) |
| Median Home Value | $532,811 |
| Average Home Value | $608,308 |
Housing Distribution
Address Breakdown
Residential
12,300
Single Family
10,466
Multi-Family
1,834
Businesses
1,768
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lia Patterson • Luxe Places International R
Mls Name: BAREIS
Mls Provider:
Mls ID: #324093318
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.