280 S 4th CourtDeer TrailCO80105
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 280 S 4th Court, Deer Trail, CO, 80105 in Deer Trail. Priced at $289,999, it generates $2,666/mo in gross rent and $976/mo in net monthly cash flow, a 11.03% yield that comfortably supports the 2.04 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,716. Five-year appreciation: $80,121. Equity from principal paydown: $2,671/yr. Total projected cumulative return: $172,340.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.2% |
| Monthly Cash Flow | $976 | $1,500 |
City averages based on Deer Trail market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,666 |
| Total Monthly Debt Service | $1,575 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2021
2,336 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80105, Deer Trail, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 820 (100%) |
| Owner Occupied HU | 625 (76.2%) |
| Renter Occupied HU | 106 (12.9%) |
| Vacant Housing Units | 89 (10.9%) |
| Median Home Value | $632,564 |
| Average Home Value | $697,824 |
Housing Distribution
Address Breakdown
Residential
563
Single Family
563
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2021
2,336 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80105, Deer Trail, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 820 (100%) |
| Owner Occupied HU | 625 (76.2%) |
| Renter Occupied HU | 106 (12.9%) |
| Vacant Housing Units | 89 (10.9%) |
| Median Home Value | $632,564 |
| Average Home Value | $697,824 |
Housing Distribution
Address Breakdown
Residential
563
Single Family
563
Multi-Family
0
Businesses
26
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kendra Serrano • Keller Williams Preferred Realty
Mls Name: REcolorado
Mls Provider:
Mls ID: #3111730
Disclaimer: 2025 REcolorado All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, REcolorado. [Click here for more information](/info/mls-disclaimers/#17059)