280 McIntosh LoopAikenSC29805
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 280 McIntosh Loop, Aiken, SC, 29805 in Aiken is capital appreciation. Rental yield 1.15%. The 1.15% gross yield at $1,750,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $483,493 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.21) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $95,038.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 1.2% | 4.8% |
| Monthly Cash Flow | $(8,811) | $385 |
City averages based on Aiken market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,676 |
| Total Monthly Debt Service | $9,791 |
| DSCR Ratio | 0.17x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
5.39 Acres lot
$N/A/sqft
$840 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29805, Aiken, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,860 (100%) |
| Owner Occupied HU | 2,225 (77.8%) |
| Renter Occupied HU | 379 (13.3%) |
| Vacant Housing Units | 256 ( 9.0%) |
| Median Home Value | $258,275 |
| Average Home Value | $320,710 |
Housing Distribution
Address Breakdown
Residential
2,813
Single Family
2,812
Multi-Family
1
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
5.39 Acres lot
$N/A/sqft
$840 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 29805, Aiken, SC area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,860 (100%) |
| Owner Occupied HU | 2,225 (77.8%) |
| Renter Occupied HU | 379 (13.3%) |
| Vacant Housing Units | 256 ( 9.0%) |
| Median Home Value | $258,275 |
| Average Home Value | $320,710 |
Housing Distribution
Address Breakdown
Residential
2,813
Single Family
2,812
Multi-Family
1
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sharer Dale Team • Keller Williams Realty Aiken Partners
Mls Name: Aiken MLS
Mls Provider:
Mls ID: #216548
Disclaimer: Copyright Aiken Association of Realtors and MLS. All rights reserved. Information is deemed reliable but not guaranteed.