28 Spring RoadAmherstNH03031
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 28 Spring Road, Amherst, NH, 03031 in Amherst deserves attention. This $650,000 property earns $5,812/mo in rent, a 10.73% gross yield, and nets $1,455/mo after the $2,923/mo payment. DSCR 1.99 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $179,583 compounds alongside $5,987/yr in yearly equity build, for a total cumulative return of $341,555.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 5.1% |
| Monthly Cash Flow | $1,455 | $1,850 |
City averages based on Amherst market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,812 |
| Total Monthly Debt Service | $4,098 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1971
0.77 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1971
0.77 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: PrimeMLS
Mls ID: #5080080