28 Serna, Rancho Santa Margarita, CA, 92688 | 4.94% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $7,820/mo, and a $9,295/mo payment. Purchase price stands at $1,899,000, and rental yield measures 4.94% with $7,820/mo rent. Return on cash invested shows 12.71% in year one, and 5% annual appreciation builds toward $524,659 over five years. Five-year ROI reaches 64.14% and total cumulative return in cash records $394,609. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $7,820/mo property income covering a $9,295/mo payment rather than investor’s personal income.

Single Family

Built in 1995

8,400 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 92688, Rancho Santa Margarita, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	16,526 (100%)
Owner Occupied HU	10,561 (63.9%)
Renter Occupied HU	5,566 (33.7%)
Vacant Housing Units	399 ( 2.4%)
Median Home Value	$930,906
Average Home Value	$973,976