28 Paul PlBuffaloNY14210
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder28 Paul Pl, Buffalo, NY, 14210 in Buffalo is a stable, well-positioned rental at $249,900. Rental yield 7.27%. DSCR 1.35 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $69,043 in value and $2,302/yr in principal paydown builds equity, a total projected return of $85,349.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.5% |
| Monthly Cash Flow | $(154) | $450 |
City averages based on Buffalo market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,514 |
| Total Monthly Debt Service | $1,569 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1931
3,589 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14210, Buffalo, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,656 (100%) |
| Owner Occupied HU | 3,056 (39.9%) |
| Renter Occupied HU | 3,779 (49.4%) |
| Vacant Housing Units | 821 (10.7%) |
| Median Home Value | $124,307 |
| Average Home Value | $182,624 |
Housing Distribution
Address Breakdown
Residential
5,721
Single Family
5,255
Multi-Family
466
Businesses
423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1931
3,589 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14210, Buffalo, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,656 (100%) |
| Owner Occupied HU | 3,056 (39.9%) |
| Renter Occupied HU | 3,779 (49.4%) |
| Vacant Housing Units | 821 (10.7%) |
| Median Home Value | $124,307 |
| Average Home Value | $182,624 |
Housing Distribution
Address Breakdown
Residential
5,721
Single Family
5,255
Multi-Family
466
Businesses
423
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices