28 Main RdTyringhamMA01264
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 28 Main Rd, Tyringham, MA, 01264 in Tyringham is capital appreciation. Rental yield 3.95%. The 3.95% gross yield at $1,475,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $407,515 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.73) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $274,543.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4% | 5.0% |
| Monthly Cash Flow | $(4,435) | $1,200 |
City averages based on Tyringham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,861 |
| Total Monthly Debt Service | $8,710 |
| DSCR Ratio | 0.56x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1790
65.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01264, Tyringham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 130 (100%) |
| Owner Occupied HU | 87 (66.9%) |
| Renter Occupied HU | 9 ( 6.9%) |
| Vacant Housing Units | 34 (26.2%) |
| Median Home Value | $708,333 |
| Average Home Value | $826,293 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1790
65.16 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01264, Tyringham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 130 (100%) |
| Owner Occupied HU | 87 (66.9%) |
| Renter Occupied HU | 9 ( 6.9%) |
| Vacant Housing Units | 34 (26.2%) |
| Median Home Value | $708,333 |
| Average Home Value | $826,293 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
3
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chapin Fish • WILLIAM PITT SOTHEBY'S - GT BARRINGTON
Mls Name: BCMLS
Mls ID: #246870